Do Vehicle Immobilisers Affect Your Car Insurance?

 Investing in additional vehicle security can help keep your car insurance prices low – but what is available, and which is best?

What is a Vehicle Immobiliser?

A Vehicle Immobiliser is an electronic security device which stops a vehicle from being started unless the digital key is present, so hotwiring isn’t an option. Factory-fitted immobilisers are compulsory on all new car models since 1998 – so if your car was built after then you will have the basic immobiliser fitted.

The problem with this is car thieves are using more sophisticated methods to bypass the system. Known ad the relay method, a thief can use a device to pick up the signal of your car key from inside your house and then clone the key. The car then recognises this as the correct key so opens the vehicle without any issues. This has led many owners, especially if the vehicle is keyless entry to install a Ghost Immobiliser.

Car theft prevention

What is an Autowatch Ghost Immobiliser?

A Ghost Immobiliser is the world’s first aftermarket CAN-Bus immobiliser. It protects your vehicle from being driven away even if the thief has your keys.

The Autowatch Ghost has no key-fobs or LED indications to give away its location. The Ghost uses existing buttons in your vehicle such as those on the steering wheel or centre console, to allow you to make a unique PIN code sequence that must first be entered before the engine starts and you can drive your vehicle.

The only way a thief could take an Autowatch Ghost protected vehicle is by physically towing it away, even then they could never drive it!

Will having one reduce my Insurance Premiums?

Having a Ghost immobiliser installed is likely to reduce your car insurance cost in most instances, so it is a worthwhile investment.

Most Insurance companies will offer a discounted rate, as it shows responsible vehicle ownership and has less likelihood of being stolen due to the relay method of key cloning. The Ghost Immobiliser is now TASSA approved (Tracker and Aftermarket security systems association) as of March 2020.

As well as a Ghost Immobiliser, you can take additional measures such as install Stolen Vehicle Tracking, have an approved steering wheel lock and keep your car in a locked garage at night.

Book Your Installation Online Today!

If you are looking to get a Ghost Immobiliser Installation, get it done right the first time with Car Theft Solutions. Call us on 01217522673 or book online!

keyless car protection